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AMAZON.CA REWARDS VISA CARD 点评

AMAZON.CA REWARDS VISA CARD,又一张 No Foreign Transaction Fees 的加拿大信用卡,这篇应该是第三篇了,相比较与MARRIOTT REWARDS PREMIERROGERS PLATINUM这张似乎没有什么特色,但是我觉得还是有必要拿出来说一下的,毕竟这张卡完全可以放在抽屉里面,出去玩的时候,再拿出来。为什么我这么说呢,主要原因是AMAZON.CA REWARDS VISA CARD是一张免年费的信用卡。其实这张卡,我觉得我都写不出多少字,因为这张卡就好像什么味道都没有白开水,没有特色。不过我还是装模做样的稍微写一下,那样免年费的三剑客都齐了,下面我可以专心写另外一个了。

AMAZON.CA REWARDS VISA CARD 优色:

  • 免外汇交易费(No Foreign Transaction Fees),是很多人一开始申请这张卡的原因。至少在找不到太多优点的情况下,这算是不错的
  • 免年费,Marriott Rewards Premier的年费是120元,而Rogers Platinum的年费是29元,虽然年费还是值得的,但是还是这样最简单明了,咱就是不收年费。
  • 申请之后,会给你$20元的Amazon.ca的Gift Card,还算是不错的福利吧。
  • 用这张卡在Amazon.ca购买会有2%的Cash Back,而在其他地方消费是1%的Cash Back。也算是不错的福利吧。
  • 不需要等待一年,只要你达到20元,他们就会自动Cash Back给你。

AMAZON.CA REWARDS VISA CARD 缺点:

  • 没有额外的保险附送,每次看到这个,我就想说,太小气了吧。
  • 2%的Cash Back只能在Amazon.ca,Amazon.com是不认的,想到这点我也是醉了。

总结发言

如果你只想要一张没有年费,没有外汇交易费的信用卡,我会推荐你这张卡,毕竟1%的Cash Back还算是可以接受。虽然没有保险,但是去美国或者国内买买东西啥的,我觉得还是很合适的。申请了之后,就可以锁到抽屉里面,需要的时候再拿出来用吧。简单的说,这张卡,挂了免年费的光环,还是值得拥有的。

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最后,让我用一段文字把文章拉长一下

Additional Details and Restrictions
*The annual interest rate for the Amazon.ca Rewards Visa Card is 19.99% for purchases and cash advances. Foreign currency transactions are converted at the exchange rate set by Visa International, without additional surcharges. The card is issued by JPMorgan Chase Bank, N.A. Review Pricing & Terms for pricing details, including rates and fees. As of July 2013, The Amazon.ca Rewards Visa Card will not work in Burma (Myanmar), Cuba, Iran, North Korea, Sudan, Syria and Libya.
1. Amazon.ca Gift Certificate will be loaded to your Amazon.ca account upon credit card approval. Amazon.ca Gift Certificates are issued by Amazon.com.ca, Inc., a Delaware corporation. See www.amazon.ca/gc-legal for complete terms and conditions.
2. Accounts subject to credit approval. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance. For your protection, we limit the instant use of your new account to physical goods, shipped to your existing billing addresses. Instant credit is not available for gift certificates, digital goods, and shipping to newly added addresses until you physically receive your new credit card in the mail and update the full 16 digits and card information to your Amazon account.
3. Your cash back is earned as points (100 points= $1). You will earn 2% cash back for each $1 of eligible net purchases made at Amazon.ca and 1% cash back for each $1 of all other eligible net purchases. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers cheques or money orders, any cheques that are used to access your account, interest charges, unauthorized or fraudulent charges, or fees. Statement credit(s) will appear on your Amazon.ca Rewards Visa Card account statement. Other restrictions apply. See the Rewards Program Rules and Regulations that will be provided upon account approval.

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